
Ending Wage Garnishment in College Park & Stockbridge
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When you fall into serious debt, there are many things that creditors can do to collect get the money they are owed. One of these methods is garnishing your wages. Unfortunately, when they take money out of your paycheck, it makes it harder for you to pay your bills and debt. It is a vicious cycle that can add up more debt and lead to a worse financial situation. Stop the downward spiral of debt and retain the services of a skilled College Park & Stockbridge bankruptcy lawyer. You may want to consider filing for bankruptcy to get your life back on track. Our team here at The Bankruptcy Law Group LLC can help you determine the right chapter and file it on your behalf.
There are a number of ways that filing for bankruptcy can relieve debt, including:
- Stopping wage garnishment
- Stopping home foreclosures
- Stopping creditor harassments
- Stopping auto repossession
Contact us online or call (770) 766-5004 to discuss your options with a wage garnishment lawyer. We serve clients in College Park and Stockbridge.
How a Lawyer Can Help Stop Wage Garnishment
Working with an experienced lawyer gives you the best chance of stopping a wage garnishment. It is true that you do not necessarily need one when negotiating a settlement, however, attorneys have a greater understanding of procedures and the options you have available when it comes to your circumstances. With a lawyer, you have a greater chance of achieving the outcome you want with your creditor.
Understanding Wage Garnishment Without Notification
There are three important things to know when your wage has been garnished:
- Your employee is usually required by law to respond quickly to a wage garnishment notice. That can mean you may not receive a notice when your employer has to act quickly and take money from your paycheck.
- State laws do not require employers to notify employees. They are also not required to give you a period of time to dispute the debt or garnishment. They should provide you a copy of the notice, out of courtesy.
- You generally can’t be first because of a single garnishment, but if it is constant there is a possibility you may lose your job. If you are facing garnishment from more than one creditor, you should talk to a bankruptcy attorney to possibly save your job!
Wage Garnishment Without Court: What You Need to Know
Your wages may be garnished without going to court in certain situations.
These creditors do not need a judgment:
- The IRS or state tax authority
- People or agencies, for example, if you owe child support or alimony
- Student loan debt collectors
Even though court judgments are not needed, they are required to notify you that your wages will be garnished and provide you with time to object the order before it begins.
How Bankruptcy Can Halt Wage Garnishment
The reason that creditors cease all attempts at debt collection (and direct contact with you) when you file for bankruptcy, is because a court order is issued after petitioning for bankruptcy. This is called "the order of relief" with a clause called "automatic stay" that stops all wage garnishments.
In some situations, you may even have past garnished wages returned to you. As you can see, there are many benefits of filing for bankruptcy. This solution can give you and your family more time to figure out your finances and work towards an effective solution to get rid of your debt.
Navigating Wage Garnishment in College Park & Stockbridge
Living in College Park and Stockbridge, you may find yourself facing unique financial challenges that can lead to wage garnishment. Local economic conditions, such as the cost of living and job market fluctuations, can exacerbate financial stress. If you’re struggling with debt, it’s crucial to understand that you’re not alone. Many residents in our community are dealing with similar issues, and local resources are available to help you regain control of your finances.
The City of College Park offers various financial assistance programs that can provide temporary relief. Similarly, Stockbridge residents can reach out to the City of Stockbridge for information on local support services. These entities can guide you toward resources that may help alleviate some of your financial burdens.
Empathetic & Strategic Legal Services
Wage garnishment can feel overwhelming, especially when you’re already juggling bills and other financial obligations. The stress of losing a portion of your paycheck can make it difficult to meet your basic needs, such as housing and food. Additionally, the lack of notification from employers regarding garnishments can leave you feeling blindsided. Understanding your rights and options is essential in these situations.
Our team at The Bankruptcy Law Group LLC is familiar with the local landscape and the specific pain points faced by residents in College Park and Stockbridge. We cab help you navigate the complexities of wage garnishment and explore potential solutions, including bankruptcy. By filing for bankruptcy, you can halt wage garnishments and potentially recover funds that have already been taken from your paycheck.
Don’t let wage garnishment dictate your financial future. Reach out to us to discuss your options and take the first step toward a brighter financial future.
Convenient Weekend and Evening Appointments Available
We Offer:
- Free evaluations
- Convenient late night and weekend appointments
- Emergency hours to accommodate your schedule
Find out what options you may have and learn how you can stop wage garnishment with bankruptcy.
Call our firm today at (770) 766-5004 to schedule a consultation!

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We Have The Answers You NeedOur skilled legal team would be happy to address each of your questions and concerns.
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Live Your Life Free of DebtTake the proper steps today in order to receive the financial guidance you need.
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Schedule Your Free ConsultationWe will offer you the personalized financial solutions that you need and the supportive assistance that you deserve.
See What Our Clients are Saying
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I was hesitating about filing bankruptcy, Stacey Butler, Lionel Kennedy and staff from the Law Group made it very easy and comforting for me. Even though, I had a small issue, they helped me to find the way. They are very prompt to answer any question, I would say they are extremely professional. They gave me hope during the whole process. I did not feel I had a lawyer, I can say I had a friend. I WOULD RECOMMEND STACEY BUTLER TO ANY ONE WHO NEEDS HER SERVICE!!- Daimari
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Working with Stacey is good she explains everything in detail and very patient. She let's you know she is here to serve you.I would always tell people about her as I have already done.- Carol
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I kid you not, Stacey Butler changed my life! I went to Ms. Butler in July of 2012 with a case that I thought she wouldn't be able to help with. She got the debt collectors off of my back. They stopped calling and harassing me and I was even able to have my driver's license reinstated! Over a three month period, I was able to make conveniently scheduled payments to pay for her services. Ms. Butler was very professional, very personable and she helped me accomplish something that I had been attempting to accomplish for SEVERAL years (LICENSE!!!) on my own unsuccessfully due to my horrible financial situation. With her professional help and expertise, I was able to claim my financial freedom and start over! Thank you so much Ms. Butler!- Evelyn
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As reluctant as I was to file bankruptcy, my lawyer and her team made it very easy and comforting to file. They helped me every step of the way and knew the law extensively. I am very satisfied.- Marc
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I have recommended the bankruptcy team several times! Thanks for being there even when it wasn't a part of your job. Her assistants were AWESOME as well!!!- Sam
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I formally and publicly commend Stacey Lynn Butler & Staff for the excellent service they provided to me. In my opinion, the level of service that Ms. Butler extended to me was far beyond my expectations. Ms. Butler extended her service pro bono still treating me like a paying client. Really demonstrated a lot.The process did not take long at all. However, in this case I was so impressed by the support and service provide by Ms.Butler and her communications specialists that I felt compelled to go on record with my praise. These people truly deserve it. In an era where exceptional one-to-one customer service excellence has virtually disappeared from our industry, the work that Ms. Butler and her team did should be held up as an example for others to try to emulate. Really Ms. Butler very personable and really cares about the situation at hand. I never worried she was all ways very informative and very knowledgeable and answer every question with a pleasant smile. I have to say it was like a Angel sent to me . I did not have money to afford services . So by her donating her services really help me from sleepless nights, Then even going step further putting in a motion for the courts to waives they fees as well. I was walk to the process with every question answer. Every phone calls all ways answer on the same day . The staff is so friendly and took time out to walk to the process as well. I highly recommended Ms. Stacey Lynn Butler so well grounded other words down to earth. Again, I want to thank her again and the staff for the lovely work.- Ms. Parker
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This was my very first time filing for bankruptcy and was afraid b/c of the stories that I had heard of in not being able to get credit for ten years. After surfing the web, I contacted Attorney Stacey Lynn Butler. After explain my situation to her staff, they scheduled me an appointment right away. Attorney Stacey Lynn Butler and her staff were very friendly, caring, knowledgeable, responsive, and trustworthy. I was pleased to know that I could have my attorney fees deducted from my paycheck weekly instead of paying the entire fee upfront. They stopped the already in progress garnishment and got ALL of the money returned to me! After gathering all of the requested documents, I was given a court date. After the court date, I received a letter from the judge approving my bankruptcy. I felt like a weight was lifted from my shoulders and I could start over again with rebuilding my credit. I would like to say to Attorney Stacey Lynn Butler and Staff....Thank you so much for a job well done!- Timothy
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Stacey was amazing , she was very informative and helpful. She gave us hope in a desperate time and walked with us through the process as a friend. We have and would continue to recommend her and her services.- Wesley


