Ending Wage Garnishment in College Park & Stockbridge
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When you fall into serious debt, there are many things that creditors can do to collect get the money they are owed. One of these methods is garnishing your wages. Unfortunately, when they take money out of your paycheck, it makes it harder for you to pay your bills and debt. It is a vicious cycle that can add up more debt and lead to a worse financial situation. Stop the downward spiral of debt and retain the services of a skilled College Park & Stockbridge bankruptcy lawyer. You may want to consider filing for bankruptcy to get your life back on track. Our team here at The Bankruptcy Law Group LLC can help you determine the right chapter and file it on your behalf.
There are a number of ways that filing for bankruptcy can relieve debt, including:
- Stopping wage garnishment
- Stopping home foreclosures
- Stopping creditor harassments
- Stopping auto repossession
Contact us online or call (770) 766-5004 to discuss your options with a wage garnishment lawyer. We serve clients in College Park and Stockbridge.
How a Lawyer Can Help Stop Wage Garnishment
Working with an experienced lawyer gives you the best chance of stopping a wage garnishment. It is true that you do not necessarily need one when negotiating a settlement, however, attorneys have a greater understanding of procedures and the options you have available when it comes to your circumstances. With a lawyer, you have a greater chance of achieving the outcome you want with your creditor.
Understanding Wage Garnishment Without Notification
There are three important things to know when your wage has been garnished:
- Your employee is usually required by law to respond quickly to a wage garnishment notice. That can mean you may not receive a notice when your employer has to act quickly and take money from your paycheck.
- State laws do not require employers to notify employees. They are also not required to give you a period of time to dispute the debt or garnishment. They should provide you a copy of the notice, out of courtesy.
- You generally can’t be first because of a single garnishment, but if it is constant there is a possibility you may lose your job. If you are facing garnishment from more than one creditor, you should talk to a bankruptcy attorney to possibly save your job!
Wage Garnishment Without Court: What You Need to Know
Your wages may be garnished without going to court in certain situations.
These creditors do not need a judgment:
- The IRS or state tax authority
- People or agencies, for example, if you owe child support or alimony
- Student loan debt collectors
Even though court judgments are not needed, they are required to notify you that your wages will be garnished and provide you with time to object the order before it begins.
How Bankruptcy Can Halt Wage Garnishment
The reason that creditors cease all attempts at debt collection (and direct contact with you) when you file for bankruptcy, is because a court order is issued after petitioning for bankruptcy. This is called "the order of relief" with a clause called "automatic stay" that stops all wage garnishments.
In some situations, you may even have past garnished wages returned to you. As you can see, there are many benefits of filing for bankruptcy. This solution can give you and your family more time to figure out your finances and work towards an effective solution to get rid of your debt.
Convenient Weekend and Evening Appointments Available
We Offer:
- Free evaluations
- Convenient late night and weekend appointments
- Emergency hours to accommodate your schedule
Find out what options you may have and learn how you can stop wage garnishment with bankruptcy.
Call our firm today at (770) 766-5004 to schedule a consultation!
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We Have The Answers You NeedOur skilled legal team would be happy to address each of your questions and concerns.
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Live Your Life Free of DebtTake the proper steps today in order to receive the financial guidance you need.
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Schedule Your Free ConsultationWe will offer you the personalized financial solutions that you need and the supportive assistance that you deserve.
See What Our Clients are Saying
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I have recommended the bankruptcy team several times! Thanks for being there even when it wasn't a part of your job. Her assistants were AWESOME as well!!!- Sam
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This was my very first time filing for bankruptcy and was afraid b/c of the stories that I had heard of in not being able to get credit for ten years. After surfing the web, I contacted Attorney Stacey Lynn Butler. After explain my situation to her staff, they scheduled me an appointment right away. Attorney Stacey Lynn Butler and her staff were very friendly, caring, knowledgeable, responsive, and trustworthy. I was pleased to know that I could have my attorney fees deducted from my paycheck weekly instead of paying the entire fee upfront. They stopped the already in progress garnishment and got ALL of the money returned to me! After gathering all of the requested documents, I was given a court date. After the court date, I received a letter from the judge approving my bankruptcy. I felt like a weight was lifted from my shoulders and I could start over again with rebuilding my credit. I would like to say to Attorney Stacey Lynn Butler and Staff....Thank you so much for a job well done!- Timothy
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This was my first time working with a Bankruptcy lawyer. Everything went very smoothly. Stacey helped me through the whole process every step of the way, from going through all the paper work, to meeting with a Trustee at the Courthouse. I would see her for more legal advice if I needed to.- Dale
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As reluctant as I was to file bankruptcy, my lawyer and her team made it very easy and comforting to file. They helped me every step of the way and knew the law extensively. I am very satisfied.- Marc
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Ms Stacey Lynn Butler unique combination of professionalism and customer service was instrumental in me selecting her to handle my case. I would highly recommend her for anyone who needs an attorney.- Roosevelt
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Ms. Butler are very professional, knowledgeable and caring about my situation. I am very satisfied with the way my case went and am happy I chose Ms. Butler as my lawyer. You will be happy as well.- Johnnie
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Working with Stacey is good she explains everything in detail and very patient. She let's you know she is here to serve you.I would always tell people about her as I have already done.- Carol
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I formally and publicly commend Stacey Lynn Butler & Staff for the excellent service they provided to me. In my opinion, the level of service that Ms. Butler extended to me was far beyond my expectations. Ms. Butler extended her service pro bono still treating me like a paying client. Really demonstrated a lot.The process did not take long at all. However, in this case I was so impressed by the support and service provide by Ms.Butler and her communications specialists that I felt compelled to go on record with my praise. These people truly deserve it. In an era where exceptional one-to-one customer service excellence has virtually disappeared from our industry, the work that Ms. Butler and her team did should be held up as an example for others to try to emulate. Really Ms. Butler very personable and really cares about the situation at hand. I never worried she was all ways very informative and very knowledgeable and answer every question with a pleasant smile. I have to say it was like a Angel sent to me . I did not have money to afford services . So by her donating her services really help me from sleepless nights, Then even going step further putting in a motion for the courts to waives they fees as well. I was walk to the process with every question answer. Every phone calls all ways answer on the same day . The staff is so friendly and took time out to walk to the process as well. I highly recommended Ms. Stacey Lynn Butler so well grounded other words down to earth. Again, I want to thank her again and the staff for the lovely work.- Ms. Parker